At 56 years old, my credo is "Do No Harm". I have said and done so many things in my life at this point, I want to do as little harm as possible in what's left of my years.
I'm watching others around me making decisions that may affect their lives permanently and doing my best not to offer advice unless asked for it.
Don't all decisions affect our lives permanently? A friend from China once told me that the Chinese people are very careful about what they say, because once something is said, it cannot be unsaid. Sure, we can deny or apologize or backtrack, but what is said hovers and refuses to go away.